The Story Behind The Cover . . .
The photograph on the cover of this report was of me
during an expedition to Antarctica this past January. I had a
wonderful time flying the Nicholas company flag from the halyard of our
vessel, the Russian Ice breaker "Ioffe". I also took the flag with
me each time we landed on the Antarctic mainland or on a nearby island.
Nicholas Financial is now well known to several species of Penguins (see
below), Whales and Seals, as well as my sixty fellow adventurers.
. . . Peter L. Vosotas
FROM THE PRESIDENT