Nicholas Financial 2004 Annual Report
Front Cover

The Story Behind The Cover . . .
As we all know, the most important element in determining
the success of a company is its people.  Accordingly, we have elected to recognize the employees of Nicholas Financial on
the front and back covers of this report."

                                                                       . . . Peter L. Vosotas

Nicholas Financial 2004 Annual Report - back cover
Back Cover

2004 ANNUAL REPORT


CONTENTS


COMPANY PROFILE

FROM THE PRESIDENT

FORM 10-KSB

SHAREHOLDER INFO

PROXY STATEMENT


 

ANNUAL REPORT LIBRARY


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