Front Cover

The Story Behind The Cover . . .
As we all know, the most important element in determining
the success of a company is its people.  Accordingly, we have elected to recognize the employees of Nicholas Financial on
the front and back covers of this report."
                                                                       . . . Peter L. Vosotas


Back Cover

2004 ANNUAL REPORT


CONTENTS

COMPANY PROFILE

FROM THE PRESIDENT

FORM 10-KSB

SHAREHOLDER INFO

PROXY STATEMENT


 

FINANCIAL CHARTS

NET INCOME

NET WORTH

REVENUE

EARNINGS PER SHARE

2008 ANNUAL REPORT

2007 ANNUAL REPORT

2006 ANNUAL REPORT

2005 ANNUAL REPORT

2003 ANNUAL REPORT

2002 ANNUAL REPORT

2001 ANNUAL REPORT

ANNUAL REPORT LIBRARY


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