Corporate Offices

Nicholas Financial, Inc.  
2454 McMullen-Booth Road
Building C
Clearwater, Florida 33759



Peter L. Vosotas
Chairman, CEO & President

Stephen M. Bragin
Audit Committee Member
Development Director,
Gulf Coast Museum of Art
Largo, Florida

Scott Fink
President & Owner
Hyundai of New Port Richey

New Port Richey, Florida

Ralph T. Finkenbrink
Senior Vice President & CFO
Corporate Secretary

Percy R. Luney Jr.
Dean of Professor of Law
Florida A&M University
Orlando, Florida

Alton R. "Charlie" Neal
Audit Committee Chairman
Johnson, Blakely, Pope, Bokor, Ruppel & Burns
Clearwater, Florida



Corporate Officers

Ralph T. Finkenbrink
Senior Vice President & CFO

Sotirios A. Kakalis
Director of Loss Recovery

Douglas W. Marohn
Vice President Sales

Michael J. Marika
Chief Information Officer

Peter L. Vosotas
CEO & President


Shareholder Information

Independent Auditors:
Dixon & Hughes
225 Peachtree Street N.E.
Suite 600
Atlanta, Georgia 30303

General Counsel:
Foley & Lardner
Suite 2700
100 North Tampa Street
Tampa, Florida 33601

Transfer Agent:
Computer Investor Services
510 Burrard Street
Vancouver, BC, Canada V6C 3B9

Stock Information:
Listed on NASDAQ National Market System
Trading Symbol: NICK

Notice To Shareholders:
The Company will supply to any owner of Common Stock, upon written request to the Company at the address below and without charge, a copy
of the Annual Report and Form 10-KSB for the year ended March 31, 2005, which has been filed with the Securities and Exchange Commission.

The Annual Report and Form 10-KSB are also available on the Company's internet website at The Annual Meeting is on August 10, 2005 at 10am, at the Company's corporate headquarters in Clearwater, FL