Corporate Offices

Nicholas Financial, Inc.  
2454 McMullen-Booth Road
Building C
Clearwater, Florida 33759



Peter L. Vosotas
Chairman, CEO & President

Stephen M. Bragin
Audit Committee Member
Development Director (Retired)
Largo, Florida

Scott Fink
Audit Committee Member
President & Owner
Hyundai of New Port Richey
, FL

Ralph T. Finkenbrink
Senior Vice President & CFO
Corporate Secretary

Alton R. "Charlie" Neal
Audit Committee Chairman
Johnson, Blakely, Pope, Bokor, Ruppel & Burns
Clearwater, Florida



Shareholder Information

Independent Auditors:
Dixon & Hughes
Atlanta, GeorgiA

General Counsel:
Foley & Lardner
Chicago, Illinois

Transfer Agent:
Computer Investor Services
510 Burrard Street
Vancouver, BC, Canada V6C 3B9

Stock Information:
Listed on NASDAQ National Market System
Trading Symbol: NICK

Notice To Shareholders:
The Company will supply to any owner of Common Stock, upon written request to theCompany at the address below and without charge, a copy of the Annual Report and Form 10-K for the year ended March 31, 2006, which has been filed with the Securities and Exchange Commission.

The Annual Report and Form 10-K are also available on the Company's internet website at

The Annual Meeting is on August 9, 2006 at 10:00 am, at the Countryside Country Club in Clearwater, FL


Corporate Officers

Laura S. Botto
Director of Human Resources

Ralph T. Finkenbrink
Senior Vice President & CFO

Matthew J. Foget
Vice President - Marketing

Sotirios A. Kakalis
Director of Loss Recovery

Douglas W. Marohn
Vice President - Branch Operations

Michael J. Marika
Chief Information Officer

Chad W. Steinorth
Vice President - Finance

Peter L. Vosotas
CEO & President